Prepaid Funeral Information
With a prepaid funeral you can put money aside for your funeral arrangements to ensure money is available immediately to ease any financial burden on family.
You are able to keep up to $10,000 exempt from asset testing for Residential Care Subsidy and you can protect your prepaid funeral money with a government guarantee, with us.
Funerals costs generally start at about $4,000 with the limit depending on your wishes and your budget. This will depend upon the style of service which is chosen and we encourage people to choose a personal style in which reflects them.
We also have an option of a lower cost funeral and we pride ourselves upon our professional and dignified manner in which this still can be done.
You may invest any amount up to $10,000 into a Funeral Trust Fund, either in one lump-sum payment or with an initial contribution of $500, and then on going contributions can be $50 fortnightly; $100 four weekly, monthly or quarterly and at the time of death the trust fund is closed and all interest credited to your trust.
Following the payment of your funeral expenses, any monies left are returned to the estate. If a shortfall occurs then the estate is billed for the balance.
All pre-payments are carefully administered and held in a Government guaranteed Trust Fund. We use a government guaranteed Funeral Trust Fund.
This will relieve the family of some of the emotional stress, and allow your wishes to be carried out.
You may choose to record some of your details – do you want a burial or cremation, is this to be private and where do you want your service held for example in a church or graveside.
Or you may want to complete the whole file, including choice of flowers, newspaper notices, casket, order of service, music, photos for power point, and right down to the style of service sheet you would like.
You may wish to look at all your options which could be:
A Private Cremation or Burial, Church or Venue, Minister or Celebrant, Casket, Flowers, Paper Notice, Music, Readings, Poems, Tributes, Eulogy, Photos, Clothing.
When you feel ready, make an appointment with one of our Funeral Directors and we will assist and advise you in whatever you require.
Once we have a record of your pre arrangement we suggest you inform your family members and solicitor that we hold a copy of your wishes.
Hammond & Ryder Funeral Services Ltd
& Monumental Masons
Kevin & Carol Hammond
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Hammond & Ryder Funeral Services
3 Surrey Street
Gore, Southland 9710